To qualify for your $1000 welcome bonus, just meet the eligibility requirements below:

• Open a Key Business Reward Checking® Account by 11/6/26.

• Make a total of $25,000 or more in deposits within 30 days of account opening.

• Maintain an end-of-day balance of at least $25,000 from the date you first reach this balance in the new checking account for at least 90 consecutive days.

• Account must not be closed at the time of bonus payment.

1 To qualify for the $1,000 Key Business Reward Checking® offer:

a. Open a new Key Business Reward Checking® account by 11/06/2026.

b. Make a total of $25,000 or more in deposits into your new qualifying checking account within 30 days of account opening. c. Maintain an end-of-day balance of at least $25,000 from the date you first reach this balance in the new checking account for at least 90 consecutive days. If the day you first reach the $25,000 balance falls on a weekend or federal holiday, the 90-day maintenance period will begin on the next business day. If the final day of the 90-day maintenance period falls on a weekend or federal holiday, the previous business day’s end-of-day balance will be used to determine eligibility. If your new checking account balance falls below $25,000 at any time within the 90-day Balance Maintenance period, you will no longer qualify for the promotion.

Your bonus will be deposited into your new Key Business Reward Checking® account within 60 days of meeting all requirements. The $1,000 bonus account-opening offer will be reported on Form 1099-INT. Account must not be closed at the time of bonus payment. Offer is only available if the business entity (SSN/EIN) has not had a KeyBank business checking or KeyBank business savings account during the past 12 months. The minimum opening deposit for a Key Business Reward Checking® account is $25. Limit one account-opening offer per qualifying account. Limit one account-opening offer per business entity (SSN/EIN). Restricted collateral accounts opened by KeyBank are not eligible for this offer. This account-opening offer is subject to cancellation without notice. Valid Social Security Number or Employer Identification Number and U.S. address required to qualify for offer. Employees of KeyBank, its affiliates and subsidiaries are not eligible for this offer.

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